⭐⭐⭐⭐⭐ 5.0 • 172 Google Reviews
Car Expert in Hamburg – Free Accident Report
SSK Sachverstaendigenbuero prepares your accident report free of charge. If the other driver caused the accident, their liability insurance covers all costs under German law (§ 249 BGB).
Why SSK?
- ✅ Independent from insurance companies – we work only for you
- ✅ 17+ years experience – Dipl.-Ing. Automotive Engineering
- ✅ 172 Google reviews ★ 5.0
- ✅ We reach all of Hamburg within 60 minutes
- ✅ Service available in English
Who pays for the expert?
If the other driver is at fault, their liability insurance pays all expert costs. You pay nothing. This is guaranteed by German law (§ 249 BGB) and confirmed by German Supreme Court ruling BGH VI ZR 67/06.
Can the insurance company choose the expert?
No. You have the right to freely choose your own independent expert. The insurance company of the at-fault driver cannot impose their own assessor on you.
What does the report include?
Damage assessment, repair cost calculation, loss of value (Wertminderung), loss of use (Nutzungsausfall), and complete photo documentation – all accepted by German courts and insurers.